If you’re planning to invest in real estate, renovate and resell a property, but can’t qualify for traditional financing, a hard money loan can be a practical and effective alternative. Hard money loans are secured by real estate or investment property, offering flexibility for those who need quick access to funds. What Is a Hard Money Loan? Hard money loans are short-term loans provided by private investors or lenders. These loans use real estate as collateral, making them easier to obtain than traditional financing options. Hard money loans are often considered a last resort for individuals who may not qualify for bank loans due to poor credit or other financial issues. The approval process for hard money loans is typically much faster than for conventional loans, with funds often available within a few days or weeks.Get Started Today To qualify for a hard money loan to stop foreclosure, we require a loan-to-value (LTV) ratio of 60% or lower. If you need fast funding or are trying to