Construction Factoring: Turn Unpaid Invoices Into Working Capital Construction companies often have a unique cash-flow challenge: the work may be completed today, but payment can take weeks or months to arrive. During that waiting period, contractors still need to pay employees, subcontractors, material suppliers, equipment expenses, insurance, and other project costs. When accounts receivable grow faster than available cash, even a profitable construction company can experience working-capital pressure. Construction Factoring can provide a solution by allowing eligible construction businesses to access cash tied up in outstanding invoices rather than waiting for customers to pay according to their normal payment terms.