Get a Used Car Loan up to ₹50 Lakhs. Low interest, fast approval & flexible EMIs from IDFC FIRST Bank. Apply online forPre-Owned Car Loans today. With IDFC FIRST Bank pre-owned car loan, we give you the best interest rates on pre-owned car loans . Get interest rates as low as 11.99% (repurchase) & 13.99% (refinance). Apply for pre-owned car loan online with us and avail instant sanction with minimal documentation. You can also avail loan up-to 200% LTV of your asset value with our Car N Cash scheme.