Need urgent cash? Apply for a Payday Loan from IDFC FIRST Bank. Fast processing, low interest from 9.99% p.a., short-term repayment, no surprise fees. A financial emergency can arise at any moment—be it a mid-month cash crunch, an unexpected expense, or an urgent medical bill. In such situations, a payday loan serves as a short-term financial solution, helping individuals bridge the gap until their next salary.