Get a First WOW student Credit Card backed by a fixed deposit and enjoy 4X rewards, zero forex fees, easy online application, and a high credit limit to start building your credit. As a student, worrying about managing your expenses should be the last thing on your mind. Getting a credit card, however, can be tricky – unless you’re talking about the FIRST WOW! Credit Card! To apply for the FIRST WOW! Credit Card, you don’t require any income proof or credit history.